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Soft-check first, no score hit
Loans built for real budgets
From small emergency loans to debt consolidation. Pre-qualify in minutes with no impact on your credit score.
U
Upstart
Personal Loan
Personal loans from $1,000 to $50,000
Fixed-rate loans with no prepayment fee. See your rate in minutes with a soft credit check.
What you get
Rates from 7.8% APR · Funds next day
Soft credit checkUS only18+
See offer
L
LendingClub
Debt Consolidation
Roll high-interest debt into one fixed payment
Consolidate credit cards into a single, predictable monthly payment.
What you get
Up to $40,000 · Pre-qualify with no impact
Soft credit checkUS only
See offer
O
Oportun
Small-dollar Loan
Small loans for people building credit
Loans from $300 designed for borrowers without a deep credit history.
What you get
From $300 · Reports to all 3 bureaus
No credit score requiredUS only
See offer