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Terms of service

Last updated: May 2026.

What NappyCash is

NappyCash is a referral and curation platform. We help users discover money, family and shopping offers from independent third-party partners. NappyCash is not a lender, bank, broker, insurer, investment adviser or registered financial adviser. We do not provide regulated financial advice.

Eligibility

You must be at least 18 years old and legally able to enter into a contract in your jurisdiction to use NappyCash.

How offers work

  • Every offer shown is provided and fulfilled by an independent partner.
  • When you click an offer, you leave NappyCash and the partner's own terms apply.
  • Approval, pricing, rates, eligibility and final delivery sit entirely with the partner.
  • NappyCash earns a commission from the partner if you take an offer. You pay the same price as going direct.

No financial advice

Information on NappyCash is for general purposes only and is not personalised advice. The matcher quiz produces non-binding suggestions based on the answers you provide. Always review a partner's own disclosures and seek independent professional advice for your situation before committing to a financial product.

Your account

If you create a NappyCash account, you are responsible for keeping your credentials secure and for activity that happens under your account. Notify us immediately if you suspect unauthorised use.

Acceptable use

  • Don't scrape, reverse-engineer, or interfere with the service.
  • Don't submit false or impersonating information.
  • Don't use NappyCash for any unlawful purpose.

Disclaimer

The service is provided "as is" and "as available", without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that any offer will be approved, that rates shown will be the rates you receive, or that the service will be uninterrupted or error-free.

Limitation of liability

To the maximum extent permitted by law, NappyCash will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service or any partner offer.

Changes

We may update these terms from time to time. Material changes will be posted here with a new "last updated" date. Continued use of NappyCash after a change means you accept the revised terms.

Contact

Questions? Reach us via the contact page.